download-pdfAnnual Report 2019-20

An Organisation with Entrepreneurial Spirit

The Kotak Group has been in business for 35 years, and Kotak Mahindra Bank for 17 years now. The financial services of the Bank have a wide reach across 1,600 branches in India. Kotak also has a presence in Singapore, London, the USA and the Middle East through its international arms. All Group entities constantly endeavour to seize new opportunities by differentiating across products, services and technologies. Globally, Kotak serves the multiple financial services needs - banking (consumer, commercial, corporate), credit and financing, equity broking, wealth and asset management, insurance (general and life), and investment banking - of individuals and corporations.

Kotak Bank has cemented its distinctive status through unique offerings and services, e.g. its industry-leading differentiated interest rate strategy on savings accounts; and India's first video-based KYC savings account that serves the twin purpose of convenience and contactless opening of an 811 account in a highly digitised post-COVID 'new normal'.

The Bank's reach is now extended beyond just its network, to a point where anyone in India can open a bank account from the safety and convenience of their houses.

Kotak today

4.4 trillion

(Consolidated Assets)

2.7 trillion

Market Capitalisation
(as on 3rd June, 2020)

2.7 trillion

Wealth, Priority and Investment
Advisory Relationship Value


Shareholder Base



~ 15 million

Debit Card Holders

23 million+

Bank Active Customer Base


Bank Branches

~ 2.3 million

Credit Card Holders

> 71,000

Group Employees

* Does not include branches in DIFC, Dubai & GIFT city, Gujarat

Geographical Presence

Distribution of Branches (No./%)